Kensington Real Estate Finance
Specialist finance for prime and high-value property in West and Central London
About Us
Kensington Real Estate Finance is a property finance introducer based in Kensington, serving clients across West and Central London. We specialise in prime and high-value residential and commercial property, working with high net worth individuals, property developers, investors and their advisers.
Transactions at this level rarely fit standard lending criteria. They call for discretion, a clear understanding of complex income and ownership structures, and proposals presented to the standard lenders expect. We connect our clients with an established specialist broker experienced in development finance, bridging finance and bespoke lending for high-value property.
Our role is to ensure that every project reaches the broker well prepared, properly assessed and positioned for a prompt decision.
Our Service
Our Process
Securing finance for a prime property acquisition or development requires specialist knowledge and a well-prepared proposal. Applications are frequently delayed not because of any weakness in the project, but because essential information is incomplete or poorly presented at the outset.
We assess each enquiry from the start. We review the project, identify the information and documentation lenders will require, and work with you or your advisers to obtain it. This typically covers the property and its location, the acquisition or refinance position, ownership structure, proposed works and costs, timescales and the intended exit.
Once complete, we package the deal into a clear, structured proposal and introduce it to our broker partner, who then contacts you directly to discuss terms, approach suitable lenders and manage the transaction through to completion.
How It Works
1. Submit Your Enquiry — Complete the short enquiry form with the key details of your project. All information is treated in strict confidence.
2. Initial Review — We review your enquiry, typically within one working day, and contact you to discuss the project and confirm your requirements.
3. Assessment and Packaging — We identify the information lenders will require, obtain it from you or your advisers and prepare a structured proposal.
4. Introduction to Our Broker Partner — Your deal is introduced to our specialist broker partner, who contacts you directly to discuss the available options and take the transaction forward.
Why Work With Us
Approaching a broker directly often results in repeated requests for information before a deal can be properly considered. Each round adds time, and in the prime property market, timing can determine whether an opportunity is secured.
By working with us, this groundwork is completed in advance. Every deal is reviewed and packaged before it reaches the broker, allowing it to be assessed promptly and on an informed basis.
• Deals assessed and qualified from the outset
• Information and documentation gathered in one place
• Clear, lender-ready proposals
• A discreet and confidential approach
• A faster route to meaningful discussions with the broker
• Local knowledge of the West and Central London property market
We package deals and connect clients with broker and advisory firms. We are not advisors ourselves.
Who We Work With
High Net Worth Individuals
Clients acquiring, refinancing or developing prime residential property, including those with complex income, international assets or ownership through trusts and corporate structures.
Property Developers
Developers undertaking high-end residential schemes, conversions and refurbishments across West and Central London, from single dwellings to multi-unit projects.
Property Investors
Investors acquiring or refinancing prime residential, commercial and mixed-use assets.
Professional Advisers
Family offices, wealth managers, solicitors, accountants and estate agents seeking a reliable route to specialist property finance for their clients.
Areas We Cover
Based in Kensington, we focus on prime locations across West and Central London, including Kensington, Chelsea, Knightsbridge, Belgravia, Mayfair, Notting Hill, Holland Park, Marylebone and Fulham, alongside the wider Central London market.
Strategic Brokers
Independent mortgage specialists providing regulated advice for HNW individuals.
Advisory Panels
Tier-one advisory firms managing complex commercial real estate capital structures.
Capital Partners
Private equity and debt funds focused on prime West London residential development.
Property Finance We Introduce
Development Finance
Funding for high-end residential and commercial developments, conversions and change-of-use schemes, typically covering acquisition and build costs.
Bridging Finance
Short-term funding for time-sensitive transactions, including auction purchases, chain breaks and acquisitions requiring rapid completion.
Refurbishment Finance
Finance for light and heavy refurbishment of prime property, from interior renovation through to structural alterations, basement excavations and extensions.
Commercial Property Finance
Funding for the acquisition or refinance of commercial and mixed-use property, including investment and owner-occupied premises.
Bespoke and Specialist Lending
Tailored finance for high-value and non-standard transactions, unusual property types and circumstances that fall outside conventional lending criteria.
A Complimentary Service
Our service is provided entirely free of charge. There is no fee for submitting an enquiry, for our assessment and packaging of your deal, or for the introduction to our broker partner. There is no obligation to proceed at any stage.
Alexander Sterling
Alexander specializes in structuring high-value bridging and development finance. He leverages deep-rooted West London relationships to connect developers with the most sophisticated financing silos in the capital.
Submit an Enquiry
If you have a prime property acquisition, development or refinance that requires funding, we would welcome the opportunity to review it. Please complete the form below with as much detail as is available, and we will respond, typically within one working day.
All enquiries are handled with complete discretion, and our service is entirely free of charge.
Elena manages the packaging of bespoke mortgage solutions. Her expertise lies in navigating the complexities of HNW property finance, ensuring every deal is positioned for optimal success with our partner brokers.